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Cascade Bank Savings Accounts

Every person has dreams to save for — a down payment on a new car or a new home, college, retirement, or that vacation of a lifetime. The most important thing is to start saving — now. Cascade Bank offers a variety of ways to help you reach your goals.

Compare to find the savings plan that's right for you

Totally Free Savings
  • No minimum balance requirement
  • No service charges
  • Must have Cascade Bank personal checking account
  • Variable interest, paid monthly
  • Combined statement with personal checking account
  • FDIC insured, automatic deposits and limited automatic payments
Money market
  • $2,500 minimum balance
  • Monthly service fee varies when under minimum balance
  • Variable interest, dependent on balance
  • FDIC insured
Main Street money market
  • $25,000 minimum balance in combination with a Wall Street checking account
  • 6 preauthorized, automatic or telephone transfers or checks posted per statement cycle
  • FDIC insured
Certificate of deposit
  • $1,000 minimum, variety of terms
  • Guaranteed fixed rate, interest compounded daily
  • 6 preauthorized, automatic or telephone transfers or checks posted per statement cycle
  • FDIC insured

Savings accounts

Totally Free Savings

If you have a Cascade Bank personal checking account, you can enjoy our Totally Free Savings Account. This account does not require a minimum balance and there are no monthly service charges. You can set up automatic, third-party deposits and see all account activity on your monthly statement.

Money market accounts

If you maintain balances of $2,500 or more and want to write just a few checks each month, a money market account could be for you. It combines high liquidity with competitive interest rates that vary with the market. A lower interest rate or monthly service charge may apply if your balance falls below the minimum balance set for each type of money market product.

This loan is based on a sales price of $200,000 with a 30-year fixed rate loan term in the amount of $193,000 and a maximum 96.5% LTV ratio. The current interest rate, as of 11/20/09, is 4.875% with an annual percentage rate (APR) of 4.921%, and the monthly principal and interest payment would be $1,021.38. Depending on the actual sales price and the amount of your downpayment, your APR may vary. Private Mortgage Insurance is not required or included on this loan. Payments do not include taxes and insurance, and your actual monthly payment will be higher to include 1/12 of annual property tax and homeowners insurance amounts.Loan programs, rates, and fees are subject to change without notice. Financing subject to meeting qualification standards of Cascade Bank’s Builder Sales Program.

Main Street Money Market

If you maintain balances of $25,000 or more in combination with your Wall Street Checking Account you'll earn one of our highest interest rates. Ask for details.

Certificates of deposit

CDs offer a guaranteed fixed rate on a variety of maturity terms. CDs start at $1,000, you choose the term you think is best. Your interest earnings can be added to the CD, transferred to another Cascade account or issued by check to you. Also, if you have multiple accounts with Cascade, you could earn up to 0.25% more than the stated rates.

Call 800-326-8787 or contact a branch manager to check our rates and terms.